About Perth Home Loan Broker

What we do

Perth Home Loan Broker is an enquiry website, not a bank or licensed broker. Independent licensed mortgage brokers provide all credit assistance, lending work and advice.

Using our service costs you nothing. The independent brokers are paid a commission by the lender when your loan settles, so for most residential home loans there is no fee to you.

How the matching works

1. Tell us your plans. Whether you are a first home buyer, refinancing, or investing, share a few details about what you are trying to do.
2. you can speak with a broker. you can work with an accredited (MFAA / FBAA) broker who works with the lenders and loan types that fit your needs.
3. The broker takes it from there. They compare options across the lender panel, explain your choices, and guide you through application and settlement.

Why use a broker

A good broker compares products from many lenders, from the Big 4 banks (CBA, Westpac, NAB and ANZ) through Bankwest and specialist non-bank lenders. They understand serviceability, LVR (loan-to-value ratio, your loan as a percentage of the property value) and the schemes that can save you money. For first home buyers in particular, a broker who knows the WA grants and the federal First Home Guarantee can make a real difference. Our guide to first home buyer grants and schemes in Perth is a good place to start.

Who we help

Licensed brokers support buyers across the Perth metropolitan area, from the CBD and inner suburbs like Subiaco to the northern and southern corridors. Whatever your goal, our brokers can help with home loans, refinancing and investment loans.

Perth Home Loan Broker is an enquiry website; licensed mortgage brokers provide all credit assistance. We do not provide credit advice or credit assistance under the National Consumer Credit Protection Act 2009. Information on this site is general in nature. See our disclaimer for full details.